Integrity Driven Payments for High-Growth Industries

Integrity Payment Processing helps innovative businesses take payments confidently — whether you sell nutraceuticals, peptides, kratom, telehealth programs, or premium coaching.

We deliver real redundancy, real support, and real transparency — so you can grow without worrying if your processor will pull the plug.

You shouldn’t have to beg for stable payments — or settle for hidden fees.

Built for Resilience. Backed by Integrity.

Real people, not bots.

Speak with account specialists who understand your business model — not call-center scripts.

Transparent pricing.

No junk fees, ever. You’ll always see where every cent goes.

Uptime built in.

Our network of banking partners keeps your payments moving — no gaps, no stress.

Tailored solutions.

Custom setups for ACH, PIN debit, high-ticket checkout, and recurring payments.

Fast Approvals

Approval in 2-5 business-day onboarding for most established companies.

powering businesses labeled ‘too complex’

Your Industry. Our Expertise.

CBD & Hemp-Derived

Secure payment gateways and ACH solutions that keep your sales flowing.

Gaming & Digital Services

High-velocity processing with chargeback management and risk mitigation built in.

Peptides & Nutraceuticals

Precision-based payment systems that pass compliance checks and scale fast.

Telehealth & Digital Clinics

HIPAA-aware, subscription-friendly payment setups for telemedicine and online health programs

High-Ticket Coaching & Courses

Seamless split-pay, recurring billing, and merchant stability for six-figure programs.

Kratom & Botanical Products

Reliable processing for regulated plant-based products with dynamic volume.

Cruise Lines & Travel

International gateway integrations and dispute reduction for travel-based transactions.

Liquor & Smoke Shops

Secure checkout systems and robust POS connectivity with next-day funding options.

Keto & Health Brands

Subscription-based solutions and e-commerce integrations that grow with your audience.

woman-owned payment processor</p>
<p>fintech entrepreneur leadership

Purpose-Driven Leadership. Proven Results.

Livia Caudell is an entrepreneur, speaker, and global advocate for transparent business practices in financial technology.

As the Founder and CEO of Integrity Payment Processing, she built the company on one principle — that every business deserves access to reliable financial tools regardless of risk category.

Livia’s leadership has been recognized by global media and organizations such as FOX Business and Nasdaq, where she has spoken on innovation, conscious entrepreneurship, and mission-based leadership. She has also shared stages around the world with her insights on integrity, impact, and inclusion in fintech.

Her approach combines deep industry expertise with heart-centered business values: “Integrity isn’t just how we process payments — it’s how we treat people.”

Beyond her work in financial technology, Livia mentors small-business owners and startup founders, championing financial inclusion, transparency, and ethical innovation. Through her thought leadership and global speaking engagements, she continues to shape the conversation around what’s possible when business is built on values as much as vision.

Testimonials

What They Say

We are incredibly satisfied with the payment terminals provided through IPP. The set up process was quick and easy. Communication is top-notch and I have already referred them to fellow business owners. 10/10

Maggie M.

There is life out there without trauma in card processing!

Heather P.

Integrity has been such a pleasure to work with as a Tribal startup. They have made setup, install and maintenance seamless. I cannot express how grateful I am for their white glove service, support and on top of that were the best deal on the market!

Lauren P

Integrity in Fintech: Livia Caudell Shares Insights on Nasdaq

What Every Business Should Know

In this Nasdaq spotlight, Livia Caudell, Founder and CEO of Integrity Payment Processing, breaks down what every business should know about merchant services, payment security, and ethical financial technology. Discover how integrity and innovation are transforming the way high-risk and traditional businesses process payments.

Getting Started Is Simple

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Consultation

We analyze your products, volume, and goals.

Customization

We match you with the right bank and gateway combination.

Compliance

We pre-vet your setup to ensure longevity and minimize risk.

Go Live

You start accepting payments confidently within days.

Monitor

As your volume grows, we improve your rates and redundancy.

The Integrity Ledger

Got questions? We have straight answers.

What types of businesses qualify as high-risk?

Industries with higher chargeback potential, regulatory complexity, or limited bank partnerships — such as CBD, telehealth, nutraceuticals, gaming, and coaching.

How long does approval take?

Typically 2–5 business days depending on your documentation and volume. More complex businesses or missing dicumentation may take longer. 

Do you support ACH and digital wallet options?

Absolutely — we provide card, ACH, and mobile wallet options for customer convenience.

Will applying for a new processor affect my credit?

No — not during our initial review. We pre-vet every account first, verifying eligibility and matching you with the right bank before any credit pull happens. Your credit is only reviewed once we know we can move forward with an approval.

How do you handle chargebacks?

We offer active chargeback management programs that help prevent and resolve disputes before they become costly. You’ll have tools to track, respond, and win more cases — plus optional coverage plans that reduce your overall exposure.

Is it hard to switch from my current processor?

Not at all. We handle the entire transition for you — including data migration, gateway setup, and merchant account closure coordination if needed. In most cases, you can switch without downtime or lost transactions.

Once I’m set up, do I ever hear from you again?

Absolutely. We’re with you every step of the way — before, during, and after approval. Our team checks in, monitors your account health, and makes sure you always have a real person to talk to. You’re never just a merchant number with us; you’re a valued partner we support with understanding and care.

Integrity Means Never Having to Wonder if You’re Supported.

Let’s simplify payments, strengthen your revenue streams, and future-proof your business. Our team is ready to build your custom solution today.